Even if you were not at fault, most people involved in a serious crash find that they need to access their own car insurance policy for cover medical bills and expenses.

But if you are not familiar with what it covers, you may not get the full value of your policy.

What to look for in your car insurance policy

In your car insurance policy, look for the Policy Declarations page.

This is a summary of your policy, including:

  • Policy number and dates;
  • Types of coverage;
  • Deductibles; and
  • Policy coverage amounts.

The Policy Declarations page is the quickest way to understand your benefits after a collision.

Look for Personal Injury Protection, Collision Coverage, and Liability Coverage.