You have the right to talk to a lawyer before talking to an insurance adjuster.
You need to be careful, even when it seems very clear that the truck driver caused the wreck.
Trucking companies respond immediately and aggressively to crashes. We strongly suggest you get your own attorney to protect you and your family.
You have the right to chose where, and how, your vehicle is repaired.
The odds are that your vehicle is a total loss. But many people find that the insurance company recommends repair, and offers a “preferred” auto repair shop.
You are not obligated to use the insurance company mechanics.
You have the right to have any offers of settlement reviewed by an attorney.
Even if the insurance adjuster makes an offer to settle your claim, you can talk to a lawyer about it first. Sometimes, people sign away their right to fair compensation without realizing it.
But, you should never consider an offer of settlement until you have fully recovered from your injuries.
If your injuries are permanent, then talk with your doctors about long term care needs.
Experience matters in a truck crash case.
You need a lawyer who has experience with both federal laws and state laws, in addition to the Federal Motor Carrier Safety Regulations (FMCSR). These regulations include:
- Licensing requirements for truck drivers;
- Required documentation;
- Limits on consecutive work hours by hours;
- Training requirements;
- Weight, size and route limitations; and
- Trucking insurance minimums.
Kevin Coluccio has been handling truck crashes for more than 30 years. He is a member of several legal organizations focused specifically on trucking claims, including the Academy of Truck Accident Attorneys (ATTA).
See The Trucking Watchdog for more information and details on Kevin Coluccio’s work on trucking law and safety.