18 wheeler truck insurance

How Much is 18 Wheeler Insurance?

Finding the correct insurance for your 18-wheeler has never been more simple. Whether you own a fleet of trucks or only have one rig, we can ensure that you are legally covered, comprehensively. Why is 18 Wheeler Insurance important? Driving an 18-wheeler truck carries a lot of risks, so you must have the right coverage. If you drive across state lines you will be required to carry a commercial policy of at least $750,000 in auto liability insurance. Your business must be registered with the Federal Motor Carrier Safety Administration (FMCSA) as an interstate cargo hauler.  The number one reason why you need semi-truck insurance is to protect your business financially. The insurance policy should cover your cargo, pickups, cargo

kevin coluccio office

Kevin Coluccio Discusses Automobile Insurance in Washington State

Is Automobile Insurance Required in the State of Washington? Washington State requires anyone who drives a motor vehicle or a motorcycle to carry liability coverage of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $10,000 property damage per accident.  Proof of insurance is required in the event that a driver is pulled over or is involved in a collision. When you drive a vehicle in Washington that is required to be registered in another state, you must have the type of insurance required by that state. You must be able to provide proof of this insurance to law enforcement if requested. What happens if you are an At-Fault Party in an Automobile Collision? If you drive a

dealing with insurance adjuster

Dealing with Insurance Adjuster

Insurance claim adjustment is the process of analyzing and settling insurance claims. This includes evaluating the right coverage, analyzing the damage or loss, and arranging a settlement between the insurer and the policyholder. What are Insurance Adjusters, and what do they do? Insurance adjusters are experts who conduct insurance claim investigations and evaluations on behalf of insurance companies or policyholders. They examine the damage or loss, establish the proper coverage, negotiate settlements, and may offer policyholders advice on how to reduce future losses. Preparing for the Insurance Adjuster’s Visit To prepare for the insurance adjuster’s visit, gather and organize all relevant documents, such as the insurance policy, receipts, and any related correspondence. Create a list of the goods that have

When to Get an Attorney for a Car Accident

No one is ready for a car accident and the aftermath. But, if you’ve recently been in a car accident, you know it can cause pain, fear, inconvenience, and unplanned expenses. Having a reliable attorney for an auto accident can ease your legal journey and guide you on your way to finding justice.   If you have been wondering when to get an attorney for a car accident and if it’s too late to hire one, keep reading below.  What Should You Do After a Car Accident If you’ve been injured in a car accident, there are a few steps to protect yourself and the passengers (if there were any).  Contact the Police  The first thing you need to do is

Young girl on phone in vehicle

For-Hire Drivers

Professional car service and your protection During a recent ride-share trip, I noticed cards for several businesses displayed on the backside of the passenger seat. One of the business cards promoted the driver’s own for-hire transportation services. Besides working for Uber and Lyft, the driver generates revenue from transporting customers in his for-hire vehicle. “So,” he said, “the next time you need a ride to the airport, don’t use the ride-share app, call me directly and it will cost you less.” On its face, his proposal was appealing. Why pay ride-share service fees if I can secure a cheaper rate for the same trip from a known personal driver? The reason to think twice is insurance, and knowing the protections

uber driver holding up sign

Ride Share Crash

With 1.5-2M Uber and Lyft drivers on U.S. roads, the incidence of crashes involving ride-share drivers has soared in recent years. Whether you are a passenger in a vehicle, a pedestrian on the street, or a driver in another car, it is helpful to have a basic level of preparedness and understanding about insurance following a crash. Safety and medical care are the most important priorities and should be attended to first. Seek immediate medical assistance if you or any individual is injured by calling 911. Although Washington State law does not require that police immediately respond to crashes that have caused bodily injury or property damage, it is prudent to call the police in crashes involving ride-share drivers. Police


Contact Coluccio Law